Payment Methods
Payment Method FAQs
What Payment Methods do you accept?
We accept most major credit cards (Visa, Mastercard, American Express, Discover) as well as Google Pay, Apple Pay and Shop Pay.
Shop Pay FAQs
What is Shop Pay?
Shop Pay is a wallet that helps you check out faster by automatically filling in your saved email, payment and shipping details.
The following info is saved and securely encrypted for your future purchases:
- shipping address
- billing address
- credit card details
- mobile phone number
You can save up to 20 shipping addresses and up to 10 credit cards with Shop Pay. Your mobile phone number is used for SMS verification of your account.
How do I use Shop Pay?
Once you're done shopping, go to checkout and choose Shop Pay as your payment method. You will be directed to another page to Log in or sign up. If you're signing up you will need to enter your information and select whether you want to pay the entire amount today or use Shop Pay Installments. Once you've entered all your information just submit your order!
Please note, all items in your cart must be eligible for Shop Pay, and the cart value must be between $50 and $20,000. Gift cards are not eligible for Shop Pay and must be removed from your cart and purchased separately.
What are Shop Pay Installments?
Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on loans between $50 and $20,000 USD, including discounts, shipping, and taxes. For instance, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. To learn more about installments go to the Shop Pay Installments Help Center.
Are there any fees or penalties with Shop Pay Installments?
For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest. For instance, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
You can pay your balance off early without penalty.
There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
To learn more about installments go to the Shop Pay Installments Help Center.
Will using Shop Pay Installments affect my Credit Score?
Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
Can I use Shop Pay if I'm an international customer?
Shop Pay is only offered to our customers who have both US billing and shipping addresses.
When will my items be delivered if I use Shop Pay?
Shop Pay orders are delivered within our standard shipping timeframes. Visit ourShipping and Deliverypage for more information.
Is there a limit to how much I can spend in a single Shop Pay transaction?
Yes, your cart value must be between $50 and $20,000 to use Shop Pay on EatSmartProducts.com.
Can I use another form of payment with Shop Pay?
Yes, you may also use a gift card with Shop Pay to pay for your purchase, as long as your remaining order total is between $50 and $20,000.
What products are not eligible for Shop Pay?
Gift cards are not eligible to purchase with Shop PayInstallments and must be removed from your cart and purchased separately.
How do I return or exchange an item purchased with Shop Pay?
Shop Pay returns follow our standard return process. For more information see our Returns page.
After we process the refund, the refunded amount will return to your original payment method within 3-10 business days, and your balance will be updated.
While you're waiting for your refund, please continue to make any payments that are due. If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both. If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3–10 business days.
Where can I find out more about Shop Pay?
For more information about Shop Pay go to the Shop Pay Help Center. To learn more about installments go to the Shop Pay Installments Help Center.